What triggers a Guardfolio alert
- A position grows beyond your concentration % cap
- A sector exceeds your maximum sector weight
- Portfolio volatility spikes above your threshold
- Drawdown accelerates past your floor
- Allocation drifts too far from your target
- Portfolio health score drops below your minimum
Portfolio risk alerts and common trigger examples
Each alert type tracks a different source of portfolio risk. Set the thresholds that match your allocation plan and risk tolerance.
These examples show how allocation drift alerts, concentration alerts, and other portfolio monitoring alerts work in practice.
| Alert type | Common trigger | Example alert |
|---|---|---|
| Allocation drift alerts | Asset class weight moves beyond tolerance band | "Equities are 78%, above your 70% target and 5% drift band." |
| Concentration alerts | Single holding exceeds max portfolio weight | "NVDA is 18% of portfolio, above your 15% concentration limit." |
| Sector exposure alerts | Sector exceeds target cap | "Technology is 42% of portfolio, above your 35% cap." |
| Portfolio monitoring alerts | Portfolio volatility or drawdown crosses threshold | "Drawdown reached 8.3%, above your 7% alert level." |
Concentration Alerts
Get notified when any single holding grows beyond your set threshold as a % of total portfolio value.
Sector Exposure Alerts
Set a cap on how much any sector can represent in your portfolio. Guardfolio alerts you when tech, financials, or any other sector drifts above your limit.
Volatility Alerts
When your portfolio's annualised volatility spikes due to a market event or a new holding, Guardfolio alerts you quickly so you can review risk exposure.
Drawdown Alerts
Track peak-to-trough declines in real time. Get alerted when your portfolio drops beyond a set % from its recent high.
Rebalancing Alerts
When allocation drift moves your portfolio away from target by more than your set tolerance, Guardfolio flags it with rebalancing guidance.
Health Score Alerts
Your overall health score integrates risk, concentration, diversification, and more. Get alerted if it drops below a threshold you choose.
AI-driven anomaly detection for unusual portfolio metrics
Threshold alerts catch what you anticipated. AI anomaly detection catches what you did not. Guardfolio's anomaly layer compares every metric in your portfolio (volatility, beta, correlation, sector weight, single-stock weight, drawdown, Sharpe, factor exposure) against its own recent baseline. When a metric moves significantly outside its normal range for your portfolio, even if it has not crossed a static threshold, it surfaces as a risk signal.
This is the difference between "alert me when concentration crosses 15%" and "alert me when any portfolio metric starts behaving unusually relative to the last 90 days." Both are useful. The first catches known risks. The second catches the ones you did not think to set a rule for.
Unusual volatility regime
Portfolio volatility moves outside its 90-day rolling band, suggesting a regime change in the underlying holdings even before any single threshold is crossed.
Correlation regime change
Two holdings that historically moved differently start moving together, reducing the diversification you thought you had. Surfaced automatically.
Beta drift
Your portfolio's market sensitivity has shifted noticeably from its historical level, often without any single position changing meaningfully.
Sector or factor outlier
A sector or factor exposure (value, growth, quality, momentum) moves outside the normal range for your portfolio's historical positioning.
Anomaly alerts are tunable. Set the sensitivity (how many standard deviations from baseline counts as anomalous) and the lookback window. The same anomaly framework also powers scheduled alerts (daily, weekly, or monthly digests of what changed) for investors who prefer summaries over real-time pings.
Delivered Where You Actually Check
An alert you don't see is no alert at all. Guardfolio delivers via the channels you already use.
Instant email notifications with full alert context — which metric triggered, what the value is, and a link directly to your dashboard.
Telegram
Connect your Telegram account in one step and get instant push notifications the moment a threshold is breached — day or night.
Why Risk Alerts Are Different From Price Alerts
Price alerts are for traders. Portfolio risk alerts are for investors.
Price alerts tell you what happened — risk alerts tell you what's building
A 5% single-day move is visible to everyone. But concentration creeping from 8% to 18% over three months is invisible without active monitoring.
Price alerts don't account for portfolio context
A stock dropping 10% is very different if it's 2% of your portfolio versus 25%. Risk alerts factor in your actual exposure, not just the move.
Most stock alert apps are for traders — Guardfolio is for investors
You don't need a minute-by-minute ticker. You need to know when your portfolio's fundamental risk profile has shifted.
How to set up portfolio alerts
Connect your broker
Link your accounts via read-only API. Holdings sync automatically — no manual entry required.
Choose your alert types
Select which risk dimensions you want monitored: concentration, volatility, drawdown, sector, health score, or all of them.
Set your thresholds
Enter the specific values that matter to you. A 15% concentration cap. A 10% drawdown limit. A 30% volatility ceiling. Your numbers, your rules.
Add your delivery channel
Email is automatic. Connect Telegram in one step from the alerts settings page.
Guardfolio watches 24/7
Every time your portfolio updates, all alert rules are evaluated. If anything crosses a threshold, you get notified instantly.
What Guardfolio Alerts Cover
✓ Covered
- ✓ Concentration spikes above your % cap
- ✓ Sector exposure crossing your limit
- ✓ Portfolio volatility exceeding threshold
- ✓ Drawdown deeper than your floor
- ✓ Rebalancing needed (allocation drift)
- ✓ Health score drops below your minimum
✗ Not covered (by design)
- ✗ Intraday price alerts on individual stocks
- ✗ News or earnings announcements
- ✗ Buy/sell trading signals
- ✗ Options or derivatives alerts
Guardfolio is built for long-term investors who care about portfolio risk — not traders who need a price ticker.