Privacy Policy

Last Updated: December 9, 2025

Guardfolio ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our AI-powered portfolio risk monitoring service and platform.

1. Information We Collect

1.1 Personal Information

When you register for Guardfolio, we may collect:

1.2 Usage Data

We automatically collect certain information when you use our service:

1.3 Cookies and Tracking Technologies

We use cookies, web beacons, and similar technologies to enhance your experience, analyze usage patterns, and deliver personalized content. You can control cookie preferences through your browser settings.

1.4 Sensitive Data

We do not actively request sensitive personal information such as racial or ethnic origin, political opinions, religion, trade union membership, sexual orientation, health information, or biometric data. If we require such information for legitimate purposes, we will obtain your explicit consent first and handle it with enhanced security measures.

2. How We Collect Personal Information

We collect your information through various methods:

3. How We Use Your Information

We use the collected information to:

3.1 Purpose & Legal Basis

Our processing of your data is based on one or more of the following legal grounds:

4. Information Sharing and Disclosure

4.1 Third-Party Service Providers

We share your information with trusted third parties who assist in operating our service. These include:

4.2 Legal Requirements

We may disclose your information if required by law, court order, or government regulation, or to protect our rights, property, or safety.

4.3 Business Transfers

In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.

5. User-Generated Content

If our platform enables you to post reviews, comments, or other content, please note:

6. Cookies and Analytics

We use cookies and similar technologies to enhance your experience and analyze usage:

6.1 Opting Out of Tracking

You can control cookies through your browser settings. To opt out of Google Analytics:

7. Links to Other Websites

Our website may contain links to third-party websites. We do not control or endorse these external sites and are not responsible for their content, privacy practices, or security. We recommend reviewing their privacy policies before interacting with them.

8. Data Security

We implement industry-standard security measures to protect your information, including:

However, no method of transmission over the internet is 100% secure. We cannot guarantee absolute security of your data.

9. Your Rights and Choices

5.1 Account Access and Updates

You can access and update your account information through your dashboard settings.

5.2 Data Portability

You have the right to request a copy of your personal data in a machine-readable format.

5.3 Data Deletion

You may request deletion of your account and personal data by contacting us at [email protected]. Some information may be retained for legal or operational purposes.

5.4 Marketing Communications

You can opt out of promotional emails by clicking the unsubscribe link in any marketing message.

5.5 Cookie Preferences

You can manage cookie settings through your browser or our cookie preference center.

10. Data Retention

We retain your personal information for as long as your account is active or as needed to provide services. After account closure, we may retain certain data for:

11. Overseas Disclosure & International Data Transfers

Your information may be transferred to and processed in countries other than your country of residence, including the United States and other jurisdictions. We ensure appropriate safeguards are in place to protect your data in compliance with applicable laws including GDPR and local privacy regulations.

12. Children's Privacy

Our service is not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If you believe we have collected information from a child, please contact us immediately.

13. California Privacy Rights (CCPA)

California residents have additional rights under the California Consumer Privacy Act (CCPA):

To exercise these rights, contact us at [email protected].

14. European Privacy Rights (GDPR)

If you are in the European Economic Area (EEA), you have rights under the General Data Protection Regulation (GDPR):

To exercise these rights, contact us at [email protected].

15. Amendments to Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors. We will notify you of material changes by:

Your continued use of the service after changes become effective constitutes acceptance of the updated policy.

16. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by email or through a prominent notice on our platform. Your continued use of the service after changes become effective constitutes acceptance of the updated policy.

17. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us: