ETF Overlap Checker / SCHD vs VTV Overlap

Guardfolio Research · ETF Overlap

SCHD vs VTV Overlap: 1.4% of Weight in Shared Holdings

SCHD (Schwab US Dividend Equity) and VTV (Vanguard Value) overlap by 1.4% of weight through 1 shared top-10 holdings — including CVX. Here is exactly which stocks duplicate, the sector picture, and whether holding both concentrates or diversifies your portfolio.

Overlap Summary

Weight Overlap1.4%
Shared Top-101 of 10
Sector Overlap72.0%
Combined Expense0.10%

Bottom line

SCHD and VTV barely overlap at the top — only 1.4% of weight in 1 shared name. For most purposes these behave as distinct exposures..

The Data

Exactly which stocks SCHD and VTV share

The table below shows every holding that appears in both funds' top 10, with each fund's weight and the shared (minimum) weight that counts toward overlap.

Holding SCHD weight VTV weight Shared (min)
Chevron Corp. (CVX) 4.00% 1.42% 1.42%
Total shared top-10 weight 4.0% 1.4% 1.4%

Weights are approximate, based on the most recent quarterly holdings. The 1.4% figure is the sum of the lesser of each fund's weight per shared holding (the conservative top-10 method).

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Sector Picture

SCHD vs VTV: sector exposure side by side

Two funds can share few holdings yet still concentrate the same sectors. Here is how the top sectors compare (72.0% combined sector overlap).

Sector SCHD VTV
Healthcare 15.9% 14.5%
Industrials 11.7% 13.7%
Consumer Staples 19.4% 10.2%
Financial Services 9.2% 21.7%
Technology 8.5% 9.1%
Energy 19.1% 6.9%

The Verdict

Should you hold both SCHD and VTV?

SCHD and VTV barely overlap at the top — only 1.4% of weight in 1 shared name. For most purposes these behave as distinct exposures.

FAQ

SCHD vs VTV overlap: common questions

How much do SCHD and VTV overlap?

SCHD (Schwab US Dividend Equity) and VTV (Vanguard Value) overlap by approximately 1.4% of weight based on their top-10 holdings, with 72.0% sector overlap. They share 1 top-10 holding: CVX.

What stocks do SCHD and VTV both hold?

Both SCHD and VTV hold Chevron Corp (CVX) among their top positions. These shared names account for the 1.4% weight overlap.

Is it worth holding both SCHD and VTV?

SCHD and VTV barely overlap at the top — only 1.4% of weight in 1 shared name. For most purposes these behave as distinct exposures.

What is the difference between SCHD and VTV?

SCHD is a dividend fund (US Dividend, 0.06% expense ratio) and VTV is a large-cap value fund (US Large-Cap Value, 0.04% expense ratio). SCHD's top 10 is 43.5% of the fund; VTV's is 21.0%.

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Updated 2026-06-20 · Author: Elad Nahum · Source: Guardfolio Research · Educational content only — not investment advice.