Guardfolio Research · ETF Overlap
VGT vs SCHD Overlap: 0.0% of Weight in Shared Holdings
VGT (Vanguard Information Technology) and SCHD (Schwab US Dividend Equity) share none of their top-10 holdings. With 9.0% sector overlap, this is one of the more complementary pairs — holding both adds real breadth instead of doubling down on the same names.
Overlap Summary
Bottom line
VGT and SCHD share no top-10 holdings (9.0% sector overlap). They are complementary exposures — a technology-sector fund paired with a dividend fund — and combining them genuinely broadens a portfolio rather than concentrating it..
The Data
Exactly which stocks VGT and SCHD share
The table below shows every holding that appears in both funds' top 10, with each fund's weight and the shared (minimum) weight that counts toward overlap.
Weights are approximate, based on the most recent quarterly holdings. The 0.0% figure is the sum of the lesser of each fund's weight per shared holding (the conservative top-10 method).
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Sector Picture
VGT vs SCHD: sector exposure side by side
Two funds can share few holdings yet still concentrate the same sectors. Here is how the top sectors compare (9.0% combined sector overlap).
| Sector | VGT | SCHD |
|---|---|---|
| Technology | 100.0% | 8.5% |
| Consumer Staples | 0.0% | 19.4% |
| Energy | 0.0% | 19.1% |
| Healthcare | 0.0% | 15.9% |
| Industrials | 0.0% | 11.7% |
| Financial Services | 0.0% | 9.2% |
The Verdict
Should you hold both VGT and SCHD?
VGT and SCHD share no top-10 holdings (9.0% sector overlap). They are complementary exposures — a technology-sector fund paired with a dividend fund — and combining them genuinely broadens a portfolio rather than concentrating it.
FAQ
VGT vs SCHD overlap: common questions
How much do VGT and SCHD overlap?
VGT (Vanguard Information Technology) and SCHD (Schwab US Dividend Equity) overlap by approximately 0.0% of weight based on their top-10 holdings, with 9.0% sector overlap. They share 0 top-10 holdings: no top-10 holdings.
What stocks do VGT and SCHD both hold?
VGT and SCHD share none of their top-10 holdings, which is why their overlap is effectively 0% at the top of each fund.
Is it worth holding both VGT and SCHD?
VGT and SCHD share no top-10 holdings (9.0% sector overlap). They are complementary exposures — a technology-sector fund paired with a dividend fund — and combining them genuinely broadens a portfolio rather than concentrating it.
What is the difference between VGT and SCHD?
VGT is a technology-sector fund (US Sector – Technology, 0.10% expense ratio) and SCHD is a dividend fund (US Dividend, 0.06% expense ratio). VGT's top 10 is 59.8% of the fund; SCHD's is 43.5%.
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