Understanding your risk profile is the foundation of successful investing. Each investor type faces unique risks and requires tailored strategies. Explore the profiles below to find guidance for your situation.
Choose Your Risk Profile
Conservative Investor
Prioritize capital preservation with steady growth. Ideal for investors near retirement or with low risk tolerance. Focus on bonds, dividend stocks, and defensive strategies.
Moderate Investor
Balance growth and preservation with a 60/40 portfolio. The classic balanced approach for mid-career investors seeking steady returns with manageable volatility.
Aggressive Investor
Maximize growth potential with high stock allocations. For investors with long time horizons who can tolerate significant volatility for higher returns.
Retirement Investor
Protect 401k, IRA, and retirement accounts from sequence of returns risk. Specialized strategies for pre-retirement and active retirees managing withdrawals.
Young Investor
Maximize long-term wealth with aggressive growth strategies. For millennials and Gen Z investors with 30+ year time horizons who can recover from volatility.
Why Risk Profiles Matter
Your risk profile determines your optimal asset allocation, investment strategy, and risk monitoring needs. Matching your portfolio to your risk tolerance prevents panic selling during downturns and ensures you stay invested for long-term success.