Why UK investors need more than a tax report
Sharesight, Excel and broker dashboards answer what happened and what you owe. Guardfolio answers what is building up across wrappers: overlap between UCITS funds held in different accounts, concentration in a single LSE position, and drift when one sleeve moves and another does not.
A typical UK portfolio might hold VWRL in an ISA, VUSA in a SIPP, and a cash buffer in a GIA. Three clean line items. Guardfolio shows the combined US equity and technology exposure underneath, priced in GBP with GBX LSE listings handled correctly once accounts are connected.
Tax reporting vs risk monitoring
Guardfolio does not replace CGT records or dividend history. Many UK investors pair Guardfolio with a tax-focused tool such as Sharesight: one for year-end exports, one for live overlap and drift alerts. See our UCITS overlap hub for pairwise comparisons before you connect accounts.
Built for UK wrappers and brokers
ISA and SIPP together
Monitor allocation drift across tax wrappers without treating each account as an island.
UCITS ETF overlap
Spot repeated exposure when global, US and sector UCITS funds share the same underlying names.
GBP and GBX pricing
LSE-listed ETFs and equities in pence roll into a single sterling risk view.
Multi-broker aggregation
Connect accounts from Hargreaves Lansdown, Interactive Investor, Trading 212, Freetrade, and more.
Concentration alerts
Get notified when a sector, geography or single name exceeds your comfort level across all wrappers.
Portfolio health score
One score reflecting diversification, volatility and risk-adjusted behaviour, updated after each sync.
Who this is for
Three-fund ISA investors
VWRL (or FTSE Global All Cap) plus a bond fund across ISA and SIPP sounds simple. Guardfolio flags when equity drift or hidden US tech overlap pushes you away from a 60/40 or all-equity target.
DIY investors with multiple brokers
Trading 212 for monthly buys, HL for a SIPP, and a workplace scheme elsewhere. Guardfolio aggregates what you can connect and surfaces cross-account overlap the broker apps never show.
Investors comparing tools
If you already use Sharesight for dividends and CGT, add Guardfolio for the risk layer. Read the full comparison on Guardfolio vs Sharesight (UK).
Run a no-signup snapshot first at /risk, or start a free trial to monitor overlap, concentration and drift on connected UK accounts.
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