Guardfolio Research · ETF Overlap
XLK vs VIG Overlap: 13.2% of Weight in Shared Holdings
XLK (Technology Select Sector SPDR) and VIG (Vanguard Dividend Appreciation) overlap by 13.2% of weight through 3 shared top-10 holdings — including AVGO, AAPL, MSFT. Here is exactly which stocks duplicate, the sector picture, and whether holding both concentrates or diversifies your portfolio.
Overlap Summary
Bottom line
XLK and VIG have moderate, manageable overlap — about 13.2% of top-10 weight across 3 shared names. There is some double-up on the largest holdings, but the funds still pull in meaningfully different directions..
The Data
Exactly which stocks XLK and VIG share
The table below shows every holding that appears in both funds' top 10, with each fund's weight and the shared (minimum) weight that counts toward overlap.
| Holding | XLK weight | VIG weight | Shared (min) |
|---|---|---|---|
| Broadcom Inc. (AVGO) | 5.56% | 5.16% | 5.16% |
| Apple Inc. (AAPL) | 12.17% | 4.05% | 4.05% |
| Microsoft Corp. (MSFT) | 8.65% | 3.95% | 3.95% |
| Total shared top-10 weight | 26.4% | 13.2% | 13.2% |
Weights are approximate, based on the most recent quarterly holdings. The 13.2% figure is the sum of the lesser of each fund's weight per shared holding (the conservative top-10 method).
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Sector Picture
XLK vs VIG: sector exposure side by side
Two funds can share few holdings yet still concentrate the same sectors. Here is how the top sectors compare (27.0% combined sector overlap).
| Sector | XLK | VIG |
|---|---|---|
| Technology | 100.0% | 26.5% |
| Financial Services | 0.0% | 22.5% |
| Healthcare | 0.0% | 14.5% |
| Industrials | 0.0% | 11.5% |
| Consumer Staples | 0.0% | 10.1% |
| Consumer Discretionary | 0.0% | 5.3% |
The Verdict
Should you hold both XLK and VIG?
XLK and VIG have moderate, manageable overlap — about 13.2% of top-10 weight across 3 shared names. There is some double-up on the largest holdings, but the funds still pull in meaningfully different directions.
FAQ
XLK vs VIG overlap: common questions
How much do XLK and VIG overlap?
XLK (Technology Select Sector SPDR) and VIG (Vanguard Dividend Appreciation) overlap by approximately 13.2% of weight based on their top-10 holdings, with 27.0% sector overlap. They share 3 top-10 holdings: AVGO, AAPL, MSFT.
What stocks do XLK and VIG both hold?
Both XLK and VIG hold Broadcom Inc (AVGO), Apple Inc (AAPL), Microsoft Corp (MSFT) among their top positions. These shared names account for the 13.2% weight overlap.
Is it worth holding both XLK and VIG?
XLK and VIG have moderate, manageable overlap — about 13.2% of top-10 weight across 3 shared names. There is some double-up on the largest holdings, but the funds still pull in meaningfully different directions.
What is the difference between XLK and VIG?
XLK is a technology-sector fund (US Sector – Technology, 0.09% expense ratio) and VIG is a dividend fund (US Dividend, 0.05% expense ratio). XLK's top 10 is 62.9% of the fund; VIG's is 32.4%.
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