{
  "updated": "2026-05-19",
  "methodology": "Top-10 holdings from public ETF holdings pages (StockAnalysis, sourced from issuer filings). Sector weights from the same pages when available. Refresh quarterly. Holdings change as funds rebalance.",
  "disclosure": "Weight-based overlap is calculated from each fund's top 10 holdings. Full-fund overlap (using all holdings) may be higher, especially for funds with long tails. Use the figures here as a directional indicator.",
  "etfs": {
    "VOO": {
      "name": "Vanguard S&P 500 ETF",
      "issuer": "Vanguard",
      "category": "US Large-Cap Blend",
      "expenseRatio": 0.03,
      "topHoldingsWeight": 38.4,
      "holdings": [
        {
          "ticker": "NVDA",
          "name": "NVIDIA Corp.",
          "weight": 7.84
        },
        {
          "ticker": "AAPL",
          "name": "Apple Inc.",
          "weight": 6.44
        },
        {
          "ticker": "MSFT",
          "name": "Microsoft Corp.",
          "weight": 4.89
        },
        {
          "ticker": "AMZN",
          "name": "Amazon.com, Inc.",
          "weight": 4.19
        },
        {
          "ticker": "GOOGL",
          "name": "Alphabet Inc.",
          "weight": 3.62
        },
        {
          "ticker": "AVGO",
          "name": "Broadcom Inc.",
          "weight": 3.2
        },
        {
          "ticker": "GOOG",
          "name": "Alphabet Inc.",
          "weight": 2.89
        },
        {
          "ticker": "META",
          "name": "Meta Platforms, Inc.",
          "weight": 2.16
        },
        {
          "ticker": "TSLA",
          "name": "Tesla, Inc.",
          "weight": 1.74
        },
        {
          "ticker": "BRK.B",
          "name": "Berkshire Hathaway Inc.",
          "weight": 1.4
        }
      ],
      "sectors": {
        "Technology": 33.1,
        "Financial Services": 12.2,
        "Consumer Discretionary": 10.4,
        "Healthcare": 9.3,
        "Industrials": 8.6,
        "Communication Services": 8.2,
        "Consumer Staples": 5.5,
        "Energy": 3,
        "Utilities": 2.4,
        "Real Estate": 2,
        "Materials": 1.9
      }
    },
    "SPY": {
      "name": "SPDR S&P 500 ETF Trust",
      "issuer": "State Street",
      "category": "US Large-Cap Blend",
      "expenseRatio": 0.0945,
      "topHoldingsWeight": 38.4,
      "holdings": [
        {
          "ticker": "NVDA",
          "name": "NVIDIA Corp.",
          "weight": 7.84
        },
        {
          "ticker": "AAPL",
          "name": "Apple Inc.",
          "weight": 6.44
        },
        {
          "ticker": "MSFT",
          "name": "Microsoft Corp.",
          "weight": 4.89
        },
        {
          "ticker": "AMZN",
          "name": "Amazon.com, Inc.",
          "weight": 4.19
        },
        {
          "ticker": "GOOGL",
          "name": "Alphabet Inc.",
          "weight": 3.62
        },
        {
          "ticker": "AVGO",
          "name": "Broadcom Inc.",
          "weight": 3.2
        },
        {
          "ticker": "GOOG",
          "name": "Alphabet Inc.",
          "weight": 2.89
        },
        {
          "ticker": "META",
          "name": "Meta Platforms, Inc.",
          "weight": 2.16
        },
        {
          "ticker": "TSLA",
          "name": "Tesla, Inc.",
          "weight": 1.74
        },
        {
          "ticker": "BRK.B",
          "name": "Berkshire Hathaway Inc.",
          "weight": 1.4
        }
      ],
      "sectors": {
        "Technology": 33.1,
        "Financial Services": 12.2,
        "Consumer Discretionary": 10.4,
        "Healthcare": 9.3,
        "Industrials": 8.6,
        "Communication Services": 8.2,
        "Consumer Staples": 5.5,
        "Energy": 3,
        "Utilities": 2.4,
        "Real Estate": 2,
        "Materials": 1.9
      }
    },
    "IVV": {
      "name": "iShares Core S&P 500 ETF",
      "issuer": "iShares",
      "category": "US Large-Cap Blend",
      "expenseRatio": 0.03,
      "topHoldingsWeight": 38.4,
      "holdings": [
        {
          "ticker": "NVDA",
          "name": "NVIDIA Corp.",
          "weight": 7.84
        },
        {
          "ticker": "AAPL",
          "name": "Apple Inc.",
          "weight": 6.44
        },
        {
          "ticker": "MSFT",
          "name": "Microsoft Corp.",
          "weight": 4.89
        },
        {
          "ticker": "AMZN",
          "name": "Amazon.com, Inc.",
          "weight": 4.19
        },
        {
          "ticker": "GOOGL",
          "name": "Alphabet Inc.",
          "weight": 3.62
        },
        {
          "ticker": "AVGO",
          "name": "Broadcom Inc.",
          "weight": 3.2
        },
        {
          "ticker": "GOOG",
          "name": "Alphabet Inc.",
          "weight": 2.89
        },
        {
          "ticker": "META",
          "name": "Meta Platforms, Inc.",
          "weight": 2.16
        },
        {
          "ticker": "TSLA",
          "name": "Tesla, Inc.",
          "weight": 1.74
        },
        {
          "ticker": "BRK.B",
          "name": "Berkshire Hathaway Inc.",
          "weight": 1.4
        }
      ],
      "sectors": {
        "Technology": 33.1,
        "Financial Services": 12.2,
        "Consumer Discretionary": 10.4,
        "Healthcare": 9.3,
        "Industrials": 8.6,
        "Communication Services": 8.2,
        "Consumer Staples": 5.5,
        "Energy": 3,
        "Utilities": 2.4,
        "Real Estate": 2,
        "Materials": 1.9
      }
    },
    "VTI": {
      "name": "Vanguard Total Stock Market ETF",
      "issuer": "Vanguard",
      "category": "US Total Market",
      "expenseRatio": 0.03,
      "topHoldingsWeight": 33.8,
      "holdings": [
        {
          "ticker": "NVDA",
          "name": "NVIDIA Corp.",
          "weight": 6.64
        },
        {
          "ticker": "AAPL",
          "name": "Apple Inc.",
          "weight": 5.74
        },
        {
          "ticker": "MSFT",
          "name": "Microsoft Corp.",
          "weight": 4.36
        },
        {
          "ticker": "AMZN",
          "name": "Amazon.com, Inc.",
          "weight": 3.69
        },
        {
          "ticker": "GOOGL",
          "name": "Alphabet Inc.",
          "weight": 3.23
        },
        {
          "ticker": "AVGO",
          "name": "Broadcom Inc.",
          "weight": 2.85
        },
        {
          "ticker": "GOOG",
          "name": "Alphabet Inc.",
          "weight": 2.54
        },
        {
          "ticker": "META",
          "name": "Meta Platforms, Inc.",
          "weight": 1.93
        },
        {
          "ticker": "TSLA",
          "name": "Tesla, Inc.",
          "weight": 1.55
        },
        {
          "ticker": "BRK.B",
          "name": "Berkshire Hathaway Inc.",
          "weight": 1.22
        }
      ],
      "sectors": {
        "Technology": 30.9,
        "Financial Services": 13,
        "Consumer Discretionary": 10.4,
        "Industrials": 9.8,
        "Healthcare": 9.6,
        "Communication Services": 7.6,
        "Consumer Staples": 5.2,
        "Energy": 3.1,
        "Real Estate": 2.5,
        "Utilities": 2.3,
        "Materials": 2.2
      }
    },
    "ITOT": {
      "name": "iShares Core S&P Total US Stock Market ETF",
      "issuer": "iShares",
      "category": "US Total Market",
      "expenseRatio": 0.03,
      "topHoldingsWeight": 35.2,
      "holdings": [
        {
          "ticker": "NVDA",
          "name": "NVIDIA Corp.",
          "weight": 7.91
        },
        {
          "ticker": "AAPL",
          "name": "Apple Inc.",
          "weight": 6.04
        },
        {
          "ticker": "MSFT",
          "name": "Microsoft Corp.",
          "weight": 4.2
        },
        {
          "ticker": "AMZN",
          "name": "Amazon.com, Inc.",
          "weight": 3.6
        },
        {
          "ticker": "GOOGL",
          "name": "Alphabet Inc.",
          "weight": 3.22
        },
        {
          "ticker": "AVGO",
          "name": "Broadcom Inc.",
          "weight": 2.88
        },
        {
          "ticker": "GOOG",
          "name": "Alphabet Inc.",
          "weight": 2.57
        },
        {
          "ticker": "META",
          "name": "Meta Platforms, Inc.",
          "weight": 1.87
        },
        {
          "ticker": "TSLA",
          "name": "Tesla, Inc.",
          "weight": 1.72
        },
        {
          "ticker": "BRK.B",
          "name": "Berkshire Hathaway Inc.",
          "weight": 1.23
        }
      ],
      "sectors": {
        "Technology": 32.2,
        "Financial Services": 12.8,
        "Consumer Discretionary": 10.5,
        "Industrials": 9.6,
        "Healthcare": 9.1,
        "Communication Services": 7.6,
        "Consumer Staples": 5,
        "Energy": 3,
        "Utilities": 2.3,
        "Real Estate": 2.3,
        "Materials": 2.2
      }
    },
    "QQQ": {
      "name": "Invesco QQQ Trust",
      "issuer": "Invesco",
      "category": "US Large-Cap Growth (Nasdaq-100)",
      "expenseRatio": 0.2,
      "topHoldingsWeight": 47.7,
      "holdings": [
        {
          "ticker": "NVDA",
          "name": "NVIDIA Corp.",
          "weight": 9.35
        },
        {
          "ticker": "AAPL",
          "name": "Apple Inc.",
          "weight": 7.15
        },
        {
          "ticker": "MSFT",
          "name": "Microsoft Corp.",
          "weight": 4.96
        },
        {
          "ticker": "AMZN",
          "name": "Amazon.com, Inc.",
          "weight": 4.68
        },
        {
          "ticker": "MU",
          "name": "Micron Technology, Inc.",
          "weight": 3.94
        },
        {
          "ticker": "GOOGL",
          "name": "Alphabet Inc.",
          "weight": 3.81
        },
        {
          "ticker": "TSLA",
          "name": "Tesla, Inc.",
          "weight": 3.61
        },
        {
          "ticker": "GOOG",
          "name": "Alphabet Inc.",
          "weight": 3.53
        },
        {
          "ticker": "AVGO",
          "name": "Broadcom Inc.",
          "weight": 3.4
        },
        {
          "ticker": "AMD",
          "name": "Advanced Micro Devices, Inc.",
          "weight": 3.31
        }
      ],
      "sectors": {
        "Technology": 53.6,
        "Consumer Discretionary": 13,
        "Communication Services": 12.6,
        "Consumer Staples": 5,
        "Industrials": 4.6,
        "Healthcare": 4.3,
        "Utilities": 1.4,
        "Materials": 1.3,
        "Energy": 0.5,
        "Financial Services": 0.4,
        "Real Estate": 0.2
      }
    },
    "QQQM": {
      "name": "Invesco Nasdaq-100 ETF",
      "issuer": "Invesco",
      "category": "US Large-Cap Growth (Nasdaq-100)",
      "expenseRatio": 0.15,
      "topHoldingsWeight": 47.7,
      "holdings": [
        {
          "ticker": "NVDA",
          "name": "NVIDIA Corp.",
          "weight": 9.34
        },
        {
          "ticker": "AAPL",
          "name": "Apple Inc.",
          "weight": 7.14
        },
        {
          "ticker": "MSFT",
          "name": "Microsoft Corp.",
          "weight": 4.96
        },
        {
          "ticker": "AMZN",
          "name": "Amazon.com, Inc.",
          "weight": 4.68
        },
        {
          "ticker": "MU",
          "name": "Micron Technology, Inc.",
          "weight": 3.93
        },
        {
          "ticker": "GOOGL",
          "name": "Alphabet Inc.",
          "weight": 3.81
        },
        {
          "ticker": "TSLA",
          "name": "Tesla, Inc.",
          "weight": 3.61
        },
        {
          "ticker": "GOOG",
          "name": "Alphabet Inc.",
          "weight": 3.52
        },
        {
          "ticker": "AVGO",
          "name": "Broadcom Inc.",
          "weight": 3.4
        },
        {
          "ticker": "AMD",
          "name": "Advanced Micro Devices, Inc.",
          "weight": 3.3
        }
      ],
      "sectors": {
        "Technology": 53.5,
        "Consumer Discretionary": 13,
        "Communication Services": 12.6,
        "Consumer Staples": 5,
        "Industrials": 4.6,
        "Healthcare": 4.3,
        "Utilities": 1.4,
        "Materials": 1.2,
        "Energy": 0.5,
        "Financial Services": 0.4,
        "Real Estate": 0.2
      }
    },
    "VGT": {
      "name": "Vanguard Information Technology ETF",
      "issuer": "Vanguard",
      "category": "US Sector – Technology",
      "expenseRatio": 0.1,
      "topHoldingsWeight": 59.8,
      "holdings": [
        {
          "ticker": "NVDA",
          "name": "NVIDIA Corp.",
          "weight": 18.6
        },
        {
          "ticker": "AAPL",
          "name": "Apple Inc.",
          "weight": 14.82
        },
        {
          "ticker": "MSFT",
          "name": "Microsoft Corp.",
          "weight": 10.02
        },
        {
          "ticker": "AVGO",
          "name": "Broadcom Inc.",
          "weight": 4.6
        },
        {
          "ticker": "MU",
          "name": "Micron Technology, Inc.",
          "weight": 2.62
        },
        {
          "ticker": "AMD",
          "name": "Advanced Micro Devices, Inc.",
          "weight": 2.58
        },
        {
          "ticker": "INTC",
          "name": "Intel Corp.",
          "weight": 1.96
        },
        {
          "ticker": "CSCO",
          "name": "Cisco Systems, Inc.",
          "weight": 1.65
        },
        {
          "ticker": "LRCX",
          "name": "Lam Research Corp.",
          "weight": 1.48
        },
        {
          "ticker": "AMAT",
          "name": "Applied Materials, Inc.",
          "weight": 1.43
        }
      ],
      "sectors": {
        "Technology": 100
      }
    },
    "XLK": {
      "name": "Technology Select Sector SPDR Fund",
      "issuer": "State Street",
      "category": "US Sector – Technology",
      "expenseRatio": 0.09,
      "topHoldingsWeight": 62.9,
      "holdings": [
        {
          "ticker": "NVDA",
          "name": "NVIDIA Corp.",
          "weight": 15.11
        },
        {
          "ticker": "AAPL",
          "name": "Apple Inc.",
          "weight": 12.17
        },
        {
          "ticker": "MSFT",
          "name": "Microsoft Corp.",
          "weight": 8.65
        },
        {
          "ticker": "AVGO",
          "name": "Broadcom Inc.",
          "weight": 5.56
        },
        {
          "ticker": "MU",
          "name": "Micron Technology, Inc.",
          "weight": 5.48
        },
        {
          "ticker": "AMD",
          "name": "Advanced Micro Devices, Inc.",
          "weight": 4.65
        },
        {
          "ticker": "INTC",
          "name": "Intel Corp.",
          "weight": 3.43
        },
        {
          "ticker": "CSCO",
          "name": "Cisco Systems, Inc.",
          "weight": 3.14
        },
        {
          "ticker": "LRCX",
          "name": "Lam Research Corp.",
          "weight": 2.39
        },
        {
          "ticker": "AMAT",
          "name": "Applied Materials, Inc.",
          "weight": 2.33
        }
      ],
      "sectors": {
        "Technology": 100
      }
    },
    "VUG": {
      "name": "Vanguard Growth ETF",
      "issuer": "Vanguard",
      "category": "US Large-Cap Growth",
      "expenseRatio": 0.04,
      "topHoldingsWeight": 64.8,
      "holdings": [
        {
          "ticker": "NVDA",
          "name": "NVIDIA Corp.",
          "weight": 13.33
        },
        {
          "ticker": "AAPL",
          "name": "Apple Inc.",
          "weight": 11.53
        },
        {
          "ticker": "MSFT",
          "name": "Microsoft Corp.",
          "weight": 8.76
        },
        {
          "ticker": "GOOGL",
          "name": "Alphabet Inc.",
          "weight": 6.49
        },
        {
          "ticker": "AVGO",
          "name": "Broadcom Inc.",
          "weight": 5.2
        },
        {
          "ticker": "AMZN",
          "name": "Amazon.com, Inc.",
          "weight": 5.11
        },
        {
          "ticker": "GOOG",
          "name": "Alphabet Inc.",
          "weight": 5.11
        },
        {
          "ticker": "META",
          "name": "Meta Platforms, Inc.",
          "weight": 3.88
        },
        {
          "ticker": "TSLA",
          "name": "Tesla, Inc.",
          "weight": 3.12
        },
        {
          "ticker": "LLY",
          "name": "Eli Lilly and Company",
          "weight": 2.31
        }
      ],
      "sectors": {
        "Technology": 50.5,
        "Consumer Discretionary": 14.3,
        "Communication Services": 10.7,
        "Financial Services": 6.6,
        "Healthcare": 5.5,
        "Industrials": 5.5,
        "Consumer Staples": 1.7,
        "Real Estate": 1.3,
        "Materials": 0.7,
        "Energy": 0.5
      }
    },
    "IWF": {
      "name": "iShares Russell 1000 Growth ETF",
      "issuer": "iShares",
      "category": "US Large-Cap Growth",
      "expenseRatio": 0.19,
      "topHoldingsWeight": 62.2,
      "holdings": [
        {
          "ticker": "NVDA",
          "name": "NVIDIA Corp.",
          "weight": 14.79
        },
        {
          "ticker": "AAPL",
          "name": "Apple Inc.",
          "weight": 11.58
        },
        {
          "ticker": "MSFT",
          "name": "Microsoft Corp.",
          "weight": 8.26
        },
        {
          "ticker": "AVGO",
          "name": "Broadcom Inc.",
          "weight": 5.76
        },
        {
          "ticker": "AMZN",
          "name": "Amazon.com, Inc.",
          "weight": 5.06
        },
        {
          "ticker": "GOOGL",
          "name": "Alphabet Inc.",
          "weight": 4.18
        },
        {
          "ticker": "TSLA",
          "name": "Tesla, Inc.",
          "weight": 3.58
        },
        {
          "ticker": "GOOG",
          "name": "Alphabet Inc.",
          "weight": 3.37
        },
        {
          "ticker": "META",
          "name": "Meta Platforms, Inc.",
          "weight": 3.16
        },
        {
          "ticker": "LLY",
          "name": "Eli Lilly and Company",
          "weight": 2.46
        }
      ],
      "sectors": {
        "Technology": 52.8,
        "Consumer Discretionary": 13.2,
        "Communication Services": 9.5,
        "Healthcare": 6.4,
        "Financial Services": 6.3,
        "Industrials": 5.7,
        "Consumer Staples": 2.5,
        "Real Estate": 0.5,
        "Materials": 0.3,
        "Utilities": 0.3,
        "Energy": 0.3
      }
    },
    "VTV": {
      "name": "Vanguard Value ETF",
      "issuer": "Vanguard",
      "category": "US Large-Cap Value",
      "expenseRatio": 0.04,
      "topHoldingsWeight": 21,
      "holdings": [
        {
          "ticker": "JPM",
          "name": "JPMorgan Chase & Co.",
          "weight": 3.09
        },
        {
          "ticker": "BRK.B",
          "name": "Berkshire Hathaway Inc.",
          "weight": 2.86
        },
        {
          "ticker": "XOM",
          "name": "Exxon Mobil Corp.",
          "weight": 2.49
        },
        {
          "ticker": "MU",
          "name": "Micron Technology, Inc.",
          "weight": 2.26
        },
        {
          "ticker": "WMT",
          "name": "Walmart Inc.",
          "weight": 2.24
        },
        {
          "ticker": "JNJ",
          "name": "Johnson & Johnson",
          "weight": 2.15
        },
        {
          "ticker": "CAT",
          "name": "Caterpillar Inc.",
          "weight": 1.61
        },
        {
          "ticker": "INTC",
          "name": "Intel Corp.",
          "weight": 1.46
        },
        {
          "ticker": "ABBV",
          "name": "AbbVie Inc.",
          "weight": 1.45
        },
        {
          "ticker": "CVX",
          "name": "Chevron Corp.",
          "weight": 1.42
        }
      ],
      "sectors": {
        "Financial Services": 21.7,
        "Healthcare": 14.5,
        "Industrials": 13.7,
        "Consumer Staples": 10.2,
        "Technology": 9.1,
        "Energy": 6.9,
        "Utilities": 5.5,
        "Consumer Discretionary": 4.8,
        "Communication Services": 3.7,
        "Materials": 3.4,
        "Real Estate": 2.8
      }
    },
    "SCHD": {
      "name": "Schwab US Dividend Equity ETF",
      "issuer": "Schwab",
      "category": "US Dividend",
      "expenseRatio": 0.06,
      "topHoldingsWeight": 43.5,
      "holdings": [
        {
          "ticker": "TXN",
          "name": "Texas Instruments Inc.",
          "weight": 6.07
        },
        {
          "ticker": "QCOM",
          "name": "QUALCOMM Inc.",
          "weight": 5.48
        },
        {
          "ticker": "UNH",
          "name": "UnitedHealth Group Inc.",
          "weight": 5.45
        },
        {
          "ticker": "KO",
          "name": "The Coca-Cola Company",
          "weight": 4.11
        },
        {
          "ticker": "CVX",
          "name": "Chevron Corp.",
          "weight": 4
        },
        {
          "ticker": "MRK",
          "name": "Merck & Co., Inc.",
          "weight": 3.76
        },
        {
          "ticker": "COP",
          "name": "ConocoPhillips",
          "weight": 3.74
        },
        {
          "ticker": "VZ",
          "name": "Verizon Communications Inc.",
          "weight": 3.66
        },
        {
          "ticker": "PEP",
          "name": "PepsiCo, Inc.",
          "weight": 3.61
        },
        {
          "ticker": "PG",
          "name": "The Procter & Gamble Company",
          "weight": 3.59
        }
      ],
      "sectors": {
        "Consumer Staples": 19.4,
        "Energy": 19.1,
        "Healthcare": 15.9,
        "Industrials": 11.7,
        "Financial Services": 9.2,
        "Consumer Discretionary": 8.5,
        "Technology": 8.5,
        "Communication Services": 4.5,
        "Materials": 2.9,
        "Utilities": 0
      }
    },
    "VYM": {
      "name": "Vanguard High Dividend Yield ETF",
      "issuer": "Vanguard",
      "category": "US Dividend",
      "expenseRatio": 0.06,
      "topHoldingsWeight": 25.5,
      "holdings": [
        {
          "ticker": "AVGO",
          "name": "Broadcom Inc.",
          "weight": 8
        },
        {
          "ticker": "JPM",
          "name": "JPMorgan Chase & Co.",
          "weight": 3.33
        },
        {
          "ticker": "XOM",
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